There was a time when no one would shop online. In terms of finding the value of your car. This tool claims users can make rules that will automatically categorize routine / repeating expenses, but this only works in a very limited way, and not always requiring the user to constantly change the categorization of pulled data. I also was dismayed because there is no Questrade on Mint. Have you been using Mint? I would not recommend them at all based on their terms and conditions. The first, and foremost, was a weird issue with the system. The basic features of both platforms are very similar. Just a little while ago, Mint.com officially launched in Canada. Mint might sound like a fairly simplistic proposition and it’s certainly not complicated to master, but the options it provides you with are actually many and varied. I’m using You Need a Budget (YNAB) … it’s way better than Quicken. even if someone breaks in and steals all the databases, it’ll take them what, like 50 years straight computing time to get our passwords out? Consumers satisfied with Mint most frequently mention credit cards. However, it should be noted that Mint has to earn its keep one way or another and so, as a result, there are affiliate offers to deal with along the way. I totally agree. Mint is a free personal finance service that's in a class by itself. Please deactivate your ad blocker in order to see our subscription offer, We check over 130 million products every day for the best prices, Connecting to your bank accounts has been engineered to be safe and secure, The Mint interface offers a quick but comprehensive overview of your finances, Mint works best on mobile devices but can be used via a desktop or laptop connection too, One of the finest aspects of Mint is its edition for the Apple Watch, Mint lets you plug-in your online bank accounts and other financial interests, One of the best aspects of Mint is the ease with which you can get up and running, Google warns Gmail, Drive, Photos users their files could be deleted soon, PS5 restock vanishes from the Sony Direct store, but you may have a shot today, Where to buy PS5: all the latest updates as more restock dates rumored, Google opens up its Fuchsia OS to the public, Lorries carrying PS5 stock are being hit by gangs in the UK, Qual è il software più piratato al mondo? Stop overspending on shapewear! I had a couple of gripes about the site, but I loved many more things, and therefore recommended it as a product worth using. I too am concerned about the security but I am comfortable with their security levels, policies, etc. It’s therefore reasonable to expect a well-designed and engineered package and that’s exactly what you get. At the same time, Mint is also great at getting down to the nitty and gritty. Sad to say but, I would recommend against using Mint!! I doubt the people who say they won’t use Mint.com here go without online banking, without debit cards, without credit cards, without online shopping, etc. Reviews from Royal Canadian Mint employees about working as a Helper at Royal Canadian Mint. As a bonus, however, there is a chat option that lets you get in touch with staff around the clock at the Mint headquarters. Mint subsequently allows you to delete your financial data remotely. mint will announce that they were breached and you can change all your passwords. Every plan includes free text and calling to Mexico and Canada. Is your personal information safe on Mint.com website? Often this problem fixes itself within a few days, but is nonetheless annoying to deal with. I’m still waiting for the fix. They also screwed up the data pull from my main account and won’t fix it, insisting I have to delete my account (which deletes all history) and set it back up again, which will only pull 3 months of history. NY 10036. Required fields are marked. Alan is recently married and is looking to save money on expenses and reduce his debts. Everything You’ve Ever Wanted to Know About How to Write a Cheque. I was never a fan of Quicken and I am not a fan of Mint and will never try it again. Mint.com has the ability to alert you if you overspend on a particular budget. Again, as we did in the US, we’ve launched in Canada with a core set of features, and will add more. Mint is software specifically designed for managing your money, which is very useful given the current coronavirus crisis. Visit our corporate site. Keep typing for better matches. Take charge of your finances with Mint’s online budget planner. Transactions naming accuracy is pretty solid and continually improving al the time. Until Canadian banks accept Mint.com and change their terms and conditions of use to reflect that, you are giving up a large measure of safety. If you struggle to budget, Mint makes it easy to set budget targets and alerts you when you spend above your goal. Mint is one of your best options if you want a free, all-in-one automatic budget tracker. Intuit Mint review, financial software customer complaints for 2020. Quicken can help you keep track of your money, pay bills and set — and — keep budgets. Thanks for the information. after using the software for 1 year now and was completely confident that it pulls all my transactions from my bank accounts, i found out that IT DOES NOT!! It could be you that’s the problem! Money goes missing, your covered. The only other issue that I have is that Mint will randomly stop being able to pull the information from one of my accounts. We talked to a security supervisor at Royal Bank who said that Mint was one of the bank’s approved trusted sites and it was OK to provide RBC login credentials. Using Mint.com, this same work was done relatively accurately within minutes, and flawlessly within half an hour. Without doing outside research into the value of an asset, you are basically just guessing how much something is worth. I’m not into budgeting, but I do have a small business and need to come up with several totals at tax time. Das Lokal (265) 5 min $$ - $$$ European. Do you really think your personal home wi-fi security and your $750 computer and online shopping website has a higher level of security than Intuit’s? The popular Mint financial app lets you manage all your accounts from a personal financial hub, and as importantly, helps you focus on the big picture. Aaron Patzer about the Mint launch in Canada, Why I think everyone should have a budget, 10 ways to protect yourself from a double dip, http://www.moneysense.ca/2010/11/12/i-love-budgeting-no-seriously/, http://www.microsoft.com/download/en/details.aspx?id=20738, Christmas on a Budget: 14 Ways to Save Money this Christmas, How to Write a Void Cheque and What to Do With It. It’s free, despite the downside of being beefed up to make money using affiliate offers within the software, and is very easy to use. You can find quite a bit of info on the http://www.mint.com/privacy/ page, and we addressed a number of other specific questions in Jody White’s recent Moneysense blog here: http://www.moneysense.ca/2010/11/12/i-love-budgeting-no-seriously/. Fear not; this is most notable on the app editions, which take into consideration what would happen if your phone gets lost or stolen. Are you sure he isn’t swiping it through a card reader? Any information would be much appreciated! To do that, transparency is critical. Mint.com is terrible. One thing I’d love to see with Mint, though, is the option to add actual cash transactions since I tend to use cash a lot more than my debit card. Mint also tops it all off with a safe and secure build, one that provides you with the reassurance that your sensitive data is in good hands. I don’t like the idea of it having access to my accounts. I went to Mint user online form and found out that this is a common problem and Mint claims to be working on it. My vehicle, for example, could be worth anywhere from $8000 or $12000, and I honestly have no way of knowing unless I attempted to sell the vehicle. Mint also has a free iPhone app, one that is not as detailed as their web service, but is perfect for on-the-go checking of bank account balances or quickly settling budget disputes. In terms of getting started Mint could not be easier. Keeping tabs on your finances can get complicated if you have numerous bank accounts as well as investments, pension contributions and savings to monitor alongside your daily outgoings. Quicken's desktop software can sync up with the mobile app. But what if you want to take your Mint plan on the international road? thanks for the heads up, I use mint and have a few trading buddies up in Canada that would find it useful. If you were unimpressed with Mint’s tools, check them out again once they have a few more months of data, you may be surprised at what it can do. Interestingly, the recent increase in the number of Canadians using Mint has also improved our accuracy percentage in the US…lots of Canadians taking advantage of the strong dollar and buying down south. Showing 10 of 427 results. Anyone know what? 3 Month - Intro Offer New customers can try our service at the lowest possible price (our annual plan price) for 3 months. After reading all this thread, indeed you came up with the most convincing word. Furthermore, its value is constantly depreciating, so if I put in a value (say, $12,000), then the accuracy of the value is constantly changing and becoming less and less accurate. I would stay clear of Mint. Mint is all about connectivity as it taps into your various financial interests and keeps the picture updated in a dynamic fashion. You’ll need to sign up with a username and password and once you're past that stage it’s simply a case of hooking up to your different accounts. “Money goes missing, your covered” should be “Money goes missing and you gave your password to a third party, you are sh*t out of luck”. Getting Mint up and running is also wonderfully easy. Besides, Personal Capital doesn't have the same synchronization issues as Mint… Mint teaches me how I have been using my money, and by doing so, teaches me how to use my money better. While it’s easy enough to find your way around the desktop web browser edition, it’s the app route that really bristles with stress-free functionality. Doing all this is really easy and involves nothing more than adding in accounts with the odd screen tap or two. I still can’t add my Student Loans (seriously Mint? Mint uses 256-bit encryption for your login information, and the data exchanged with Mint is encrypted with 128-bit encryption. That’s fine if you’re in the market for another credit card, but it has to be said that some of the offers are less appealing. It’s very natural and intuitive. They still have problem with BMO bank Account. by Mike Holman. Read honest and unbiased product reviews from our users. It looked like we had spent a lot of money on alcohol in November, but in reality Mint.com just mislabelled our fuel purchases from a “gas bar” as alcohol, not transportation costs. We’ll stick to our spreadsheets hidden deep beneath password encryption and network firewalls. Back Sleepers: The Tuft & Needle Mint does a phenomenal job of keeping your spine aligned throughout the night, which is a big plus for back sleepers. Times have changed, and now Quicken has multiple versions of its application — from Window and Mac to apps for the iPhone, iPad, and Android. I’m not sure if I am doing something wrong or if that is just the nature of the beast. At first, I just went through and labelled the duplicates as duplicates, and Mint removed them. After dealing with their system admins for a month to fix this, I have lost any confidence that they have any idea what they are doing and I now worry for my data’s security. I have used Mint for a number of years and it has been one problem after another. Mint is still usable, but I do not know if a bunch of the data that I had marked as a duplicate is now completely gone, as I do not know if the transactions that I marked were from the duplicate or the original. I am looking for an online budgeting program, and the options have narrowed down to Mint, or Quicken. In fact, in most respects the mobile edition of the Mint experience is the best way to be using it. So bottom line, It Is Not A Reliable Software.. you will be keeping your books based on incomplete financial info and after all its free .. so you really have no where to go when problems happen and they can not resolve it .. . I was in the process of opening an account when I got to the point where they asked me about my bank user name and password. By using Mint you violate your banks third party agreement. Me too, I worry about 3rd party issues and marketing schemes and who really gets access to my financials. While I haven’t yet had time to fully explore all of Mint’s features and options, I can definitely say that it will become a part of my personal finances. Mint also uses Verisign for security scanning, and partners with BugCrowd on security audits. If you’ve ever taken the time to go over a month of expenses, and manually write down and track each individual purchase, then you know that it can be a daunting task, especially when there is more than one person involved. If they’re stored in Canada then Canadian laws apply, if they’re stored in another country (like the USA) then their national laws apply (like the Patriot Act) which could differ significantly from you’re used to in Canada! As of today, Canadian Mint users can enter their estimated home value. I’m also somewhat concerned about the security, but loved seeing my spending some up on the website. I was devastated because I based all my tax returns, budgeting .. etc on the transaction on Mint. I think another interesting question (asked on the Mint forums but never answered) is where they store your data (including passwords & transactions). No web-based rival provides as comprehensive a collection of tools for tracking your … I can’t say how it compares to Mint. They do this by associating your Mint.com account with your bank accounts, your credit card accounts, and your loans and debts. For those looking for financial tracking software, what about MS Money Sunset for free? That’s the difference between old school and new school guys. all login information is encrypted. Spreadsheets? Like you said, we’re exposed if Mint gets hacked. Overall, Mint is a fantastic resource and I highly recommend people check their site out. Also, whatever happened to banks requiring you to not share your password with anyone? I’m interested in using mint to track my investments. Be the first to know about all the latest topics on MapleMoney. It simply asks you to find your bank, then give your login details. Does anybody have some insight into the differences between these programs? I talked about this with a buddy and we both feel uncomfortable about it. I love the concept, but the idea of giving out such personal information makes me uncomfortable. This starts with banks, but you can add on every other aspect of your financial world in much the same way. The rating of Mint is 5 stars out of 5. Mint Review Summary Mint is an outstanding tool for tracking personal finances. You can go to http://www.canadianblackbook.com. Future US, Inc. 11 West 42nd Street, 15th Floor, https://bestcompany.com/personal-finance-management/company/mint-com 5.0 out of 5 stars Love me some Canada Mints!! The action centres on a few main features, with Mint offering the ability to connect to your bank, or banks, and other financial interests along with keeping an eye on your credit score. Mint also analyzes your fees and can help you benchmark your investments against major indexes. Yes there are sometimes mistakes with the categories, but this is a very easy fix, and forces you to keep tabs on your transactions. I got all my various accounts set up in less than 10 minutes. Regardless, it offers the potential of artificially inflating your net worth. The service is very easy to setup. Its tools for budgeting and trend analysis provide savers with powerful insights into their finances. Recently, my wife and I sat down to look over the last few months worth of purchases, and that required a fairly high time investment to write out each expenses, categorize it, and calculate the total cost per mo… It comes with standard budget areas like Groceries and Mortgage, so if you spend over what you are& allotting for the month, Mint.com will email you and let you know – a handy service if you split purchases between two or more family members. (to update your info at Mint.com) credit card/financial institutions sometimes recognize it as a breach of security. Absolute nightmare in the UK and real mixed track record. Mint generates revenue to cover its free status by delivering affiliate offers, but if you can put up with that aspect of the software then you’ve got a very decent package at your disposal. You will receive a verification email shortly. Whereas Quicken was once the only game in town, now it faces stiff competition from some alternative players, including Mint. I have read many reviews on mint.com now. It pulls your transactions and starts to track them. That’s good news, as you should therefore always have an overview that’s bang up to date. Then find your credit card, and add your login details. Mint is just as greedy as the big providers! ), Mint still mislabels transactions, and Mint still has me adding assets manually, so depreciating assets like vehicles are going to constantly mess up my financial totals that Mint provides to me. I then tried to figure out how to remove one of the credit cards from the site but was unable to. La risposta potrebbe sorprendervi, The most pirated software in the world might just surprise you. I’ve been looking for some kind of software that will help me organize my bank accounts a bit. So, in a minute, I can tell if he’s eaten at Subway for lunch or shopped at the hardware store. I don’t use it for budgeting, just for getting info. There was a time when people wouldn’t use their computer to do online banking. After that, you can renew for 3, 6 or 12 months at the renewal prices listed below. I”ve been tinkering around with mint in the past few days, and set up a “budget” which was easy enough to do. What Is Cyber Monday and Where Are the Best Deals? The whole thing just works. It’s a great idea but as mentioned security does seem like something i’d be a little skeptical about when putting all my financial information trust into a website. With a very secure design and lots of user-friendly features Mint is one of the better bets for getting your financial picture in focus. © It is stored in California. I, personally, have not had any type of privacy or security concerns, and the benefits that I get from having all my personal financial information in one location, stored historically, is far greater than any fear I have. I avoid that particular problem by just not adding any additional assets. 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